PCP: Payable by 48 payments of £156.32 and an optional final payment of £3,420.00. Payments are based on a duration of agreement of 48 months, a Cash Price OTR of £8,995.00 with a deposit of £899.50 leaving an amount of credit of £8,095.50. The agreement is calculated using a fixed rate of interest of 11.9% per year resulting in Representative 11.9% APR and a total amount payable of £11,666.54.